Group Health & Dental:
The rising cost of medical care and the resulting pressure on health insurance premiums makes health insurance a top priority if you want to have your health expenses covered at a reasonable cost. It is as well a top priority for employees when seeking the proper employment.
This is an essential part of financial planning. Some policies provide coverage for your lifetime and others provide coverage for a specific number of years. With certain policies, you are able to combine different kinds of insurance and even have your full premium refunded in the event a claim was not made!
Long Term Care: Many people think that long-term care is provided exclusively in a nursing home. It can be, but it can also be provided in an adult day care center, an assisted living facility, or at home.
Disability insurance pays an insured person an income when that person is unable to work due the cause of an accident or illness.
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